{"id":3,"date":"2026-01-20T10:32:45","date_gmt":"2026-01-20T10:32:45","guid":{"rendered":"https:\/\/cba-gs.org\/?page_id=3"},"modified":"2026-01-22T01:21:49","modified_gmt":"2026-01-22T01:21:49","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/cba-gs.org\/?page_id=3","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3\" class=\"elementor elementor-3\">\n\t\t\t\t<div class=\"elementor-element elementor-element-143ee41 e-flex e-con-boxed e-con e-parent\" data-id=\"143ee41\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f315a4e elementor-widget elementor-widget-heading\" data-id=\"f315a4e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">PRIVACY POLICY<\/h1>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53639e9 e-flex e-con-boxed e-con e-parent\" data-id=\"53639e9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9610a5 elementor-widget elementor-widget-heading\" data-id=\"b9610a5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">WHO WE ARE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dacc1cf elementor-widget elementor-widget-text-editor\" data-id=\"dacc1cf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>Effective date: January 20, 2026<\/em><\/p><p><strong>City Bankers Association of General Santos &#8211; CBAGS<\/strong> (&#8220;us&#8221;, &#8220;we&#8221;, or &#8220;our&#8221;) operates the <a href=\"https:\/\/cba-gs.org\/\">https:\/\/cba-gs.org\/<\/a> website (hereinafter referred to as the &#8220;Service&#8221;).<\/p><p>This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.\u00a0<\/p><p>We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from <a href=\"https:\/\/cba-gs.org\/\">cba-gs.org<\/a><\/p><p><b>Definitions<\/b><\/p><ul><li>Service &#8211; Service is the <a href=\"https:\/\/cba-gs.org\/\">https:\/\/cba-gs.org\/<\/a> website operated by City Bankers Association of General Santos.<\/li><li>Personal Data &#8211; Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).<\/li><li>Usage Data &#8211; Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).<\/li><li>Cookies &#8211; Cookies are small files stored on your device (computer or mobile device).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f2975b5 e-flex e-con-boxed e-con e-parent\" data-id=\"f2975b5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1925670 elementor-widget elementor-widget-heading\" data-id=\"1925670\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Information Collection and Use<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb70e99 elementor-widget elementor-widget-text-editor\" data-id=\"cb70e99\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We collect several different types of information for various purposes to provide and improve our Service to you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-807df53 elementor-widget elementor-widget-heading\" data-id=\"807df53\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Type of Data Collected<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2302425 elementor-widget elementor-widget-text-editor\" data-id=\"2302425\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Personal Data<\/b><\/p><p>While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (&#8220;Personal Data&#8221;). Personally identifiable information may include, but is not limited to\u00a0<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\">Cookies and Usage Data.<\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1rem;\"><b>Usage Data<\/b><\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">We may also collect information how the Service is accessed and used (&#8220;Usage Data&#8221;). This Usage Data may include information such as your computer&#8217;s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.<\/span><\/p><p><b>Tracking &amp; Cookies Data<\/b><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.<\/span><\/p><p>Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyze our Service.<\/p><p>You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.<\/p><p>Examples of Cookies we use:<\/p><ul><li>Session Cookies. We use Session Cookies to operate our Service.<\/li><li>Preference Cookies. We use Preference Cookies to remember your preferences and various settings.<\/li><li>Security Cookies. We use Security Cookies for security purposes.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-492751b elementor-widget elementor-widget-heading\" data-id=\"492751b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Use of Data<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e34ed73 elementor-widget elementor-widget-text-editor\" data-id=\"e34ed73\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><a href=\"https:\/\/cbags.org\/\">City Bankers Association of General Santos<\/a> (CBAGS)<\/strong> uses the collected data for various purposes such as:<\/p><ul><li>To provide and maintain the Service<\/li><li>To notify you about changes to our Service<\/li><li>To allow you to participate in interactive features of our Service when you choose to do so<\/li><li>To provide customer care and support<\/li><li>To provide analysis or valuable information so that we can improve the Service<\/li><li>To monitor the usage of the Service<\/li><li>To detect, prevent and address technical issues<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b3e261 elementor-widget elementor-widget-heading\" data-id=\"9b3e261\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Transfer of Data<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48a46d5 elementor-widget elementor-widget-text-editor\" data-id=\"48a46d5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your information, including Personal Data, may be transferred to &#8211; and maintained on &#8211; computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.<\/p><p>If you are located outside Philippines and choose to provide information to us, please note that we transfer the data, including Personal Data, to Philippines and process it there.<\/p><p>Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.<\/p><p>Notre Dame University will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fccdc40 elementor-widget elementor-widget-heading\" data-id=\"fccdc40\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Disclosure of Data<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19d43d2 elementor-widget elementor-widget-text-editor\" data-id=\"19d43d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Legal Requirements<\/b>\u00a0<\/p><p><a href=\"https:\/\/cbags.org\/\"><strong>City Bankers Association of General Santos<\/strong><\/a><strong> (CBAGS)<\/strong> may disclose your Personal Data in the good faith belief that such action is necessary to:\u00a0<\/p><ul><li>To comply with a legal obligation<\/li><li>To protect and defend the rights or property of <strong>City Bankers Association of General Santos<\/strong><strong> (CBAGS)<\/strong><\/li><li>To prevent or investigate possible wrongdoing in connection with the Service<\/li><li>To protect the personal safety of users of the Service or the public<\/li><li>To protect against legal liability\u00a0<\/li><\/ul><p><b>Security of Data\u00a0<\/b><\/p><p>The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9ffddb elementor-widget elementor-widget-heading\" data-id=\"b9ffddb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Service Providers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb5d996 elementor-widget elementor-widget-text-editor\" data-id=\"cb5d996\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We may employ third party companies and individuals to facilitate our Service (&#8220;Service Providers&#8221;), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.<\/p><p>These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-538af63 elementor-widget elementor-widget-heading\" data-id=\"538af63\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Link to other Sites<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5b62ff elementor-widget elementor-widget-text-editor\" data-id=\"b5b62ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party&#8217;s site. We strongly advise you to review the Privacy Policy of every site you visit.<\/p><p>We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06c2598 elementor-widget elementor-widget-heading\" data-id=\"06c2598\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Children's Privacy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f647d08 elementor-widget elementor-widget-text-editor\" data-id=\"f647d08\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our Service does not address anyone under the age of 18 (&#8220;Children&#8221;).<\/p><p>We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f7eba6 elementor-widget elementor-widget-heading\" data-id=\"6f7eba6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Changes to this Privacy Policy<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a8c6e9 elementor-widget elementor-widget-text-editor\" data-id=\"8a8c6e9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.<\/p><p>We will let you know via email and\/or a prominent notice on our Service, prior to the change becoming effective and update the &#8220;effective date&#8221; at the top of this Privacy Policy.<\/p><p>You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f7c53f elementor-widget elementor-widget-heading\" data-id=\"4f7c53f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Information<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ddb736 elementor-widget elementor-widget-text-editor\" data-id=\"8ddb736\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you have any questions about this Privacy Policy, please contact us:<\/p><ul><li>By visiting our <a href=\"https:\/\/cba-gs.org\/?page_id=194\"><strong>Contact<\/strong> <strong>Us<\/strong><\/a> page.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>PRIVACY POLICY WHO WE ARE Effective date: January 20, 2026 City Bankers Association of General Santos &#8211; CBAGS (&#8220;us&#8221;, &#8220;we&#8221;, or &#8220;our&#8221;) operates the https:\/\/cba-gs.org\/ website (hereinafter referred to as the &#8220;Service&#8221;). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-3","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/cba-gs.org\/index.php?rest_route=\/wp\/v2\/pages\/3","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cba-gs.org\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cba-gs.org\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cba-gs.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cba-gs.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3"}],"version-history":[{"count":21,"href":"https:\/\/cba-gs.org\/index.php?rest_route=\/wp\/v2\/pages\/3\/revisions"}],"predecessor-version":[{"id":238,"href":"https:\/\/cba-gs.org\/index.php?rest_route=\/wp\/v2\/pages\/3\/revisions\/238"}],"wp:attachment":[{"href":"https:\/\/cba-gs.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}